More rewarding. For more of your clients.
Offer your clients 5% off their lump sum premiums to make the cover they need more affordable, at day one and beyond. That’s TAL Health Sense Plus: an easy way to support your clients on their health journey.
Quick and simple preventative screening tests play a vital role in detecting and even preventing serious diseases like cancer, diabetes and heart disease.
By raising awareness of their value and how easy they are, we‘re helping more Australians care for their health.
That’s where TAL Health Sense Plus comes in. We introduce new clients to the program with a 5% welcome discount and then, two years later, encourage them to have a preventative test to keep that discount in place.
Health Sense Plus is ...
That's it: we'll check your client is eligible and, if so, apply their discount for another two years.
We'll also let your clients know when they're approaching the two-year mark so they can renew their discount by having another test.
download the fact sheet
What are preventative tests for?
Preventative screening tests can help prevent illness or provide early detection of specific diseases.
For example, early detection of cancers can significantly improve our ability to recover and understanding our blood pressure or cholesterol levels can help us manage the risk of heart disease and stroke.
What test should client take?
We’ll send your client a personalised list of tests, aligned to the Royal College of General Practitioners’ Red Book, for people of their age and gender. Your client can discuss those with their GP and decide what’s most appropriate for them.
Some examples might include a blood pressure test, a glucose test to diagnose diabetes or a skin check to identify moles or discolouration that may be cancerous.
Who pays for the tests?
Many preventative screening tests are covered by Medicare, but some will need to be paid for by your client.
Your client should discuss the tests they’re considering with their GP so they know what’s involved and any fees they may need to pay.
1 Based on average policy duration of Health Sense Plus customers v non-Health Sense Plus customers 2021-present.
The offer of TAL Health Sense Plus is subject to the Terms and Conditions.
Important information: TAL Health Sense Plus is subject to offer and eligibility criteria. The TAL Health Sense Plus discount applies to the premiums for Accelerated Protection Life Insurance, TPD and Critical Illness Insurance plans only. The discount does not apply to per mille loadings, policy fees and stamp duties. Participation is entirely optional and does not impact the terms of existing policies held with TAL, or claims made under those policies. The costs of preventative screening consultations and tests are not reimbursed by TAL, and the results are not required to be disclosed to TAL for the purposes of confirming eligibility for the Health Sense Plus discount. By participating in Health Sense Plus and verifying eligibility for the program, TAL collects data and information which includes participants’ personal information and may include sensitive personal information (Data). By participating in Health Sense Plus, participants consent to TAL’s collection and use of the Data in accordance with the TAL Privacy Policy. Any Data shared with TAL for the purposes of the Health Sense Plus program is used only for assessing eligibility for the discount and is regularly deleted once eligibility has been confirmed. TAL reserves the right to alter or discontinue the Health Sense Plus offer at any time.
This page was prepared by TAL Life Limited and is current at July 2024. This information may be subject to change.
